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Dollars & Sense

So You're Buying Your First Home
Five easy steps to owning a home! All the important steps to home ownership will be covered: the loan process, knowing the housing market, home selection, appraisals, home inspection and the closing. This session is free, but you must register at IVCC.
Tue 6:30-7:30 p.m. Mar 12 1 Session
Tracy Tunnell C-316, IVCC CDV-5008-303 Free
Thu 6:30-7:30 p.m. Apr 18 1 Session
Tracy Tunnell Rm 101 CDV-5008-634 Free
Ottawa Center

It's Decision Time [Understand Medicare & Medicaid]
Join in an informative and interactive program that will provide you with a better understanding of Medicare and Medicaid. Topics will include Medicare eligibility and enrollment, the benefits of Medicare Parts A and B, the costs that Medicare leaves you to pay and an overview of the standardized Medicare Supplemental Plans in addition to Medicaid “spend-down” requirements. This program is appropriate for people becoming eligible for Medicare, caregivers of people who are on Medicare and current Medicare beneficiaries who would like a refresher course on their benefits.
Tue 6:30-8 p.m. Apr 2-16 3 Sessions
Dick Volker E-213, IVCC HLR-1113-304 $29

Focus on Fixed Income
Whether you are currently working or enjoying retirement, being able to generate income for yourself is becoming more and more important. This course will educate you on how you can utilize your savings and investments to produce an income stream. A variety of investments will be covered including cd’s, government bonds, annuities, and dividend paying stocks/mutual funds. Clint O’Brien has a finance degree from Illinois State University and has earned the Certified Financial Planner
designation. He works as a financial advisor in Mendota. Clint is an active board member at the Mendota Golf Course and Mendota Area Chamber of Commerce.
Wed 6-7:30 p.m. Apr 3-17 3 Sessions
Clint O'Brien E-213, IVCC CDV-5012-304 $35

Appealing Your Property Tax Assessment
You will learn about the property tax appeal process and the steps required to appeal an assessment. Learn to read and understand a property tax assessment and how it is calculated. Find out about property tax exemptions and how to apply for them.
Sat 9 a.m.-12 p.m. Apr 6 1 Session
Robert "Chico" Perez E-213, IVCC CDV-5014-04 $25

Sat 9 a.m.-12 p.m. Apr 13 1 Session
Robert "Chico" Perez Rm 101 CDV-5014-604 $25
Ottawa Center

Reduce Your Insurance Costs
[AARP Driver Safety Program]
The AARP Driver Safety Program is a classroom driver refresher course designed especially for drivers age 50 and over. This program aims to help community members retain their driving competency. Learn driving strategies, understand the effects of aging on driving, reduce the chance of having an accident, and know when to retire from driving. At completion of this course; students will receive a certificate that can be presented to their automobile insurance holder that may entitle them to a discount. Attendance is required both days to receive the certificate at the end of class. There is a $12 fee for AARP members (with AARP membership card); and a $14 fee for non-members payable at class. Please arrive a half-hour early for the first day of class.
Mon/Tue 12-4 p.m. Apr 22-23 2 Sessions
Jeff Michael C-316, IVCC SRS-1112-04 Free

A Women's Guide to Money Matters
This class is designed for women of all ages. Take control of your finances by examining your values and set specific, realistic and measurable goals. Learn what you can do now to prepare for retirement, ways to generate income in retirement, and options to pay for a child or grandchild’s education. You will leave this class with strategies to help you achieve your financial goals.
Wed 6-7:30 p.m. Apr 24-May 8 3 Sessions
Clint O'Brien E-213, IVCC CDV-5017-304 $35